Home Equity

Home Equity

Luzerne Bank Home Equity Loans & Lines of Credit

Use the equity in your home to make improvements to your home, purchase a new or used car, take a vacation or pay this semester’s tuition bill.  Whether you want a Luzerne Bank Timeline Home Equity Line of Credit or a Luzerne Bank fixed rate home equity loan, Luzerne Bank can provide the option you want.

Luzerne Bank Timeline Home Equity Line of Credit 

The Luzerne Bank Timeline Home Equity Line of Credit provides a line of credit with the ability to fix the rate on a portion or unit of the loan when you want. Learn More

Luzerne Bank Fixed Rate Home Equity Loan

Use the equity in your home to receive a fixed loan amount with a fixed term.  A home equity loan provides you the security of having a fixed monthly payment for a fixed time.  A home equity loan is typically used for a one time big purchase such as a home improvement, vacation or new car.

Which Option is best for you?

   Benefit Luzerne Bank Timeline  Luzerne Bank Home Equity Loan 
Flexible  Easy access to your line of credit and lock in up to 3 units. X  
Convenient  Access your line of credit by writing a check X  
Protection Fixed rate option which allows for a fixed monthly payment X X
 Tax Deduction Interest on your home equity may be tax deductible. X X

 *Consult your tax advisor for tax advice.

Contact Us

Contact your local branch or request more information about a Luzerne Bank Timeline Home Equity Line of Credit or a Luzerne Bank Home Equity Loan.  

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