Whether you're buying a brand new home or something with a bit of age and character, you want a sturdy place that can stand the test of time. The same goes for your mortgage. At Luzerne Bank, our experienced lending team will guide you to an affordable loan that you can comfortably live with for years to come. You can Call, Click, or Come In to start this process. If you would like to begin the pre-approval process online, go to apply.luzernebank.com.