Have any questions?  We'd love to hear from you!

Please use the Contact Form below to request Loan and Deposit information and one of our representatives will be in touch with you as soon as possible.

If you’re a homeowner struggling with your loan payments, please contact us to discuss options that are available to you. You may send an email to lossmitigation@pwod.com (Do not email confidential information) or phone us at 570-567-2095. If sending an email, include your name and phone number where you can be reached. Please do not include any confidential personal or account information.

Contact us by mail:
Luzerne Bank
C/O Penns Woods Bancorp, Inc.
Loan Servicing Department
300 Market Street
Williamsport, PA 17701

Need to reference the name on the account, the loan account number and an explanation of what you believe is an error.

ebanksupport@pwod.com (Do not email confidential information)
(570) 320-2020

We appreciate your interest in seeking a business relationship with Penns Woods Bancorp, Inc. in a supplier capacity. When you complete the registration process, you will assist us in identifying yourself or your company as a potential diverse supplier. Please be aware that the completion of your registration does not guarantee business with Penns Woods Bancorp, Inc., but rather consideration for business as it brings attention to you as a capable supplier.

We look forward to hearing from you.

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118 Main Street
Luzerne, PA 18709
Toll Free 800.447.9464
(Do not email confidential information)

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Monday, Tuesday, Thursday, Friday
8:00 am- 5:00 pm

8:00 am - 2:00 pm

During Business Hours
570.288.4511 or 800.447.9464

Non-Business Hours

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