Dick Grafmyre
Richard A. Grafmyre CFP®
Chief Executive Officer
Penns Woods Bancorp, Inc.
Robert Neher
Robert O. Neher
President
MLO NMLS #949088
Jack Jones
Jack W. Jones
Senior Vice President
Chief Banking Officer

MLO NMLS #801017
Rose Mahler
Rose Mahler
Mortgage Loan Originator
Sales Leader       

MLO NMLS #145168
Melissa Youngblood
Melissa Youngblood
Vice President
Regional Manager           
MLO NMLS #1762318








































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