Mortgage - Who We Are

Rose Mahler

Luzerne Bank Mortgage Services 
Mortgage Loan Officer
MLO NMLS #145168

Education & Accreditations
  • BS, Healthcare Administration, King's College, Wilkes Barre, PA
Experience
Rose has over 12 years experience in the mortgage industry with a specialization in secondary financing for Conventional, FHA, VA, USDA/Rural Development, PHFA and New Construction Loans. Prior to coming to Luzerne Bank, Rose had been employed as Vice President of Sales with MGE Mortgage Group.

Community & Professional Service
Rose served on the Board of Directors for the Wilkes Barre YMCA; as an Advisory Board member of the Luzerne County Community College; and was a graduate of the 2008 class of Leadership Wilkes Barre.

Joseph Kadelak

Luzerne Bank Mortgage Services 
Mortgage Loan Officer
MLO NMLS #1681756

Experience

With over 12 years of successful residential lending experience, Joe specializes in Conventional and FHA lending, as well as developing VA, USDA, PHFA and new construction.  His goal is to make the dream of home ownership a reality.

Geoffrey Pizzuto

Luzerne Bank Mortgage Services 
Mortgage Loan Officer
MLO NMLS #140496

Education & Accreditations
  • Pennsylvania Real Estate, Sales Person License (1990's)
  • Certified Mortgage Planning Specialist, CMPS Institute
  • Pennsylvania Insurance Producers, License for Life, Accident and Health Insurance
Experience
Geoff has over 31 years of mortgage origination experience working for Federally Chartered Banks and Multi-State Licensed Mortgage Banks as well as experience as a licensed PA State Mortgage Broker. Geoff also owned and operated the American Home Lending Corporation for 12 years. On top of his extensive experience and knowledge of residential mortgage lending (including Conventional FNMA and FHLC Conforming and Non-Conforming loans as well as Portfolio Lending), Geoff has experience with all government loans including FHA, VA, USDA, PHFA, and HUD Insured Reverse Mortgages. 

Community & Professional Service
Geoff strives to offer the advising and counseling for his clients with the goal of maximizing the net tangible benefit to them. Backed by his education, accreditation, and experience, Geoff's goal is to make the mortgage lending process as easy and beneficial to his clients as possible.

Nancy Walsh

Luzerne Bank Mortgage Services 
Mortgage Loan Officer
MLO NMLS #1728876

Education & Accreditations
  • BS, Luzerne County Community College, Business Management
Experience
Nancy has worked in the mortgage industry for more than 10 years as a Loan Officer and Underwriter. Nancy’s lending experience includes Conventional, VA, FHA, USDA, Construction and Refinances. Specializing in finding solutions for unique or complicated transactions, Nancy makes it her goal to be as accommodating and flexible as possible.

Community & Professional Service
Nancy serves as the treasurer for her local school’s Parent/Teacher Organization.

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Katie Cobleigh

Luzerne Bank Mortgage Services 
Mortgage Loan Officer
MLO NMLS #1698652

Education & Accreditations
  • XINNIX - The Mortgage Academy
  • XINNIX Certified Originator (XCO)
Experience

With 10 years of banking experience, Katie specializes in conventional, FHA, VA, USDA, construction lending, as well as refinancing.  Her goal is to help make the mortgage process as smooth as possible.