Mortgage - Who We Are

Rose Mahler

Luzerne Bank Mortgage Services 
Mortgage Loan Officer
MLO NMLS #145168

Education & Accreditations
  • BS, Healthcare Administration, King's College, Wilkes Barre, PA
Experience
Rose has over 12 years experience in the mortgage industry with a specialization in secondary financing for Conventional, FHA, VA, USDA/Rural Development, PHFA and New Construction Loans. Prior to coming to Luzerne Bank, Rose had been employed as Vice President of Sales with MGE Mortgage Group.

Community & Professional Service
Rose served on the Board of Directors for the Wilkes Barre YMCA; as an Advisory Board member of the Luzerne County Community College; and was a graduate of the 2008 class of Leadership Wilkes Barre.

Geoffrey Pizzuto

Luzerne Bank Mortgage Services 
Mortgage Loan Officer
MLO NMLS #140496

Education & Accreditations
  • Pennsylvania Real Estate, Sales Person License (1990's)
  • Certified Mortgage Planning Specialist, CMPS Institute
  • Pennsylvania Insurance Producers, License for Life, Accident and Health Insurance
Experience
Geoff has over 31 years of mortgage origination experience working for Federally Chartered Banks and Multi-State Licensed Mortgage Banks as well as experience as a licensed PA State Mortgage Broker. Geoff also owned and operated the American Home Lending Corporation for 12 years. On top of his extensive experience and knowledge of residential mortgage lending (including Conventional FNMA and FHLC Conforming and Non-Conforming loans as well as Portfolio Lending), Geoff has experience with all government loans including FHA, VA, USDA, PHFA, and HUD Insured Reverse Mortgages. 

Community & Professional Service
Geoff strives to offer the advising and counseling for his clients with the goal of maximizing the net tangible benefit to them. Backed by his education, accreditation, and experience, Geoff's goal is to make the mortgage lending process as easy and beneficial to his clients as possible.