Commercial Lenders -
Who We Are

Rob Neher

Robert O. Neher
Luzerne Bank
President

MLO NMLS #949088

Education & Accreditations
  • BS, Business Management 
  • Pennsylvania Bankers Association School of Commercial Lending
  • Omega Commercial Lending/Credit training
  • Graduate of Leadership Wilkes-Barre
Experience

An employee of Luzerne Bank since 1998, Rob has held various positions within the bank. Rob  is currently responsible for major commercial relationships in the Luzerne Bank market area. 


Todd Serafin

Todd Serafin
Luzerne Bank
Vice President/Commercial Lending

MLO NMLS #1159174

Education & Accreditations
  • King's College - Bachelor Science- Business Administration/Accounting
  • Omega Commercial Lending/Credit
  • Graduate of Executive Leadership Wilkes-Barre
Experience

Todd began his Banking career during 1985 in operations, promoted to Commercial Credit Analyst 1989, then to Commercial Loan Officer 1992.

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Terrence Malloy
Luzerne Bank
Vice President/Commercial Lending

MLO NMLS #1735302

Education & Accreditations
  • BS, Business Administration - Bloomsburg State College (Bloomsburg University)
  • MBA - Wilkes University
Experience

With over 35 years of experience, Terry specializes in commercial lending and relationship management throughout the greater Hazleton market area.

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Brian Burd
Luzerne Bank
Commercial Lending

MLO NMLS #767588

Education & Accreditations
  • BA, Business Management, University of Scranton
  • MBA, Misericordia University
  • PBA School of Banking  (Honors Graduate)
  • PBA School of Commercial Lending
Experience

With over 20 years of experience, Brian specializes in commercial lending and relationship management.

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Kay M. Daniel
Luzerne Bank
Commercial Lending

MLO NMLS #1502175

Education & Accreditations
  • Associates Degree, Lackawanna College
  • Graduate, Leadership Hazleton
  • Graduate, Leadership Lackawanna
  • Numerous RMA and ABA Banking and Commercial Lending Courses
Experience

With over 25 years of experience in banking and commercial lending, Kay specializes in commercial lending and relationship management.

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Jessica M. Spare
Luzerne Bank
Commercial Lending

MLO NMLS #1555234

Education & Accreditations
  • BS, Business Management, Penn State University
  • RMA, Commercial Credit for Lenders
Experience

With over 21 years of experience, Jessica specializes in commercial lending and relationship management.

A complete list of Mortgage Loan Officers and their MLO numbers are available by calling 800-447-9464 or by visiting your local branch.