Luzerne Bank Visa® and American Express® Credit Cards

Luzerne Bank Visa® and American Express® Credit Cards

What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that's right for you! All of our credit card products come with a variety of important features including EMV smart chip technology.

You can now use Apple Pay with your Luzerne Bank Credit Card. You no longer need to carry your credit card in your wallet.  Make payments using your iPhone, Apple Watch or iPad.  It’s secure and easy. For more information visit

login   Luzerne Bank Credit Credit Card Account Access

Enjoy a Longer Intro Rate

Visa® Platinum Card

  • Extended introductory offer
  • Save on interest and pay down your other credit card balances faster.
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Earn Valuable Rewards

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See which of our rewards cards deliver the greatest rewards value based on your unique spend profile. Enter the monthly spend amount by purchase category to determine the estimated points earned and the corresponding award.

  Rewards Calculator


Visa® Real Rewards Card

Watch your rewards add up fast with 1.5 point for every $1.00 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back after your first purchase.

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Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas
  • Also earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back after your first purchase
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 Visa® Secured Card

  • For someone starting a credit history or for someone who has been turned down for a credit card

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After your first credit card eligible net purchase (purchases minus credits and returns), you'll earn bonus points which can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

Late payments and going over the credit limit may damage your credit history. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.