Luzerne Bank Visa® and American Express® Credit Cards

Luzerne Bank Visa® and American Express® Credit Cards

What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that's right for you! All of our credit card products come with a variety of important features including EMV smart chip technology.

You can now use Apple Pay with your Luzerne Bank Credit Card. You no longer need to carry your credit card in your wallet.  Make payments using your iPhone, Apple Watch or iPad.  It’s secure and easy. For more information visit

login   Luzerne Bank Credit Credit Card Account Access

Enjoy a Longer Intro Rate

Visa® Platinum Card

  • Extended introductory offer
  • Save on interest and pay down your other credit card balances faster.
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Earn Valuable Rewards

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See which of our rewards cards deliver the greatest rewards value based on your unique spend profile. Enter the monthly spend amount by purchase category to determine the estimated points earned and the corresponding award.

  Rewards Calculator


Visa® Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that’s equivalent to 1.25 points) on all points earned every month, automatically.#
  • $25 cash back with your first purchase.
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Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas
  • Also earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back after your first purchase
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 Visa® Secured Card

  • For someone starting a credit history or for someone who has been turned down for a credit card

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# The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (1.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

*Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express.  MasterCard is a registered trademark of MasterCard international Incorporated.  American Express is a federally registered service mark of American Express.