Personal Checking Accounts

Personal Checking Accounts

We have checking options that work for you

Luzerne Bank Advantage Gold Checking Account

Rewarding you with special benefits
  • With a combined deposit and loan balance of $25,000 there is no minimum balance fee.
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    $1,000 of the minimum balance must be in a Luzerne Bank Checking account.  If balance requirements are not met, the fee is $10.00 per month or similar period.
  • Interest Earning
  • No fee from Luzerne Bank on all ATM transactions
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    Other financial institutions not operated by PWB subsidiaries may surcharge for use of their ATM.  JSSB and Luzerne Bank are subsidiaries of PWB.
  • No fee specialty mint checks
  • Premium on CDs
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    Luzerne Bank 33 month Jump up CD and promotional CDs excluded.
  • Discount on installment loans
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    Loan must be $5,000 or more with at least a 3-year term and automatic payment from a Luzerne Bank deposit account.
  • 50% discount on the rental of a safe deposit box

Luzerne Bank Advantage Checking Account

Simple checking account that pays interest
  • Maintain a balance of $1,000 and there is no minimum balance fee.
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    If balance requirements aren’t met, the fee is $5.00 per month or similar period.
  • Interest Earning

Luzerne Bank Easy Checking Account

Basic checking that still offers the features you need.
  • No minimum balance or monthly minimum balance fee

Luzerne Bank Advantage 55 Checking Account

Ideal for anyone age 55 and over.
  • No minimum balance or monthly minimum balance fee
  • No fee specialty mint checks

Checking Made Easy

Access and Maintain your Luzerne Bank Checking Account
Anywhere-Anytime
  • Available to all Luzerne Bank Checking Accounts
  • Luzerne Bank debit card
  • No fee Internet Banking with Bill Payment capabilities
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    Check with your cell phone provider before accessing these options. Luzerne Bank does not charge fees for this service but your cell phone provider may. Luzerne Bank is not responsible for any fees you may be charged by your cell phone provider.
  • E-statements
  • Mobile and Text Banking
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    A Luzerne Bank account and Internet Banking are needed to sign up for Mobile Banking.
  • No fee  ATM transactions at JSSB and Luzerne Bank ATMs
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    Other financial institutions not owned by PWB may surcharge for use of their ATM.  JSSB and Luzerne Bank are subsidiaries of PWB.
  • Reorder Checks online

Get Started Today

Open Your Luzerne Bank Checking Account Online
Five Simple Steps
  1. Choose the account that fits your needs
  2. Open your new Luzerne Bank account 
  3. Stop using your old checking account, but don't close it yet.
  4. Change your direct deposits and automatic payments. To make this process easier, download and print a Luzerne Bank switch kit.
  5. Enjoy the convenience of banking with Luzerne Bank

open account Returning applicants