

Be on the lookout for bank imposters, Luzerne Bank will never ask you to send money to yourself or anyone else via Zelle®.
April 30, 2015
Penns Woods Bancorp, Inc., (NASDAQ: PWOD) the holding company for Jersey Shore State Bank and Luzerne Bank, recently held its annual shareholders' meeting. Richard A. Grafmyre, CFP® President and CEO, presided over the meeting.
President Grafmyre and Brian L. Knepp, CPA, Senior Vice President/CFO; discussed the company's performance during 2014, as well as discussed future strategic initiatives for the company. Robert J. Glunk, CEO/President of Luzerne Bank: Tammy Gunsallus, JSSB Central Regional President & Chief Retail Lending Officer; Craig Russell, JSSB Western Regional President; Kevin Weinhoffer, JSSB SVP/Corporate Director Commercial Loans and Credit Services and Jerry Seman, President/ Mortgage Services presented informational reports discussing their areas of responsibility.
The following directors were re-elected to serve three-year terms for the corporation:
All proposals presented to the shareholders were approved: