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Loan Services

Mortgage Loans

Whether you want to purchase your first home, refinance your current home or build your dream home, Luzerne Bank has the program that is right for you.

View Mortgage Loan Options

Personal Loans

Secured and unsecured personal loans are available by talking to your local branch loan officer. Whether you need to purchase an automobile, make home improvements, or purchase other large items, a Luzerne Bank personal loan can help you reach your goals.

Check Plus

Put your mind at ease with Check PLUS. Whether you need money for an emergency or to take advantage of a good buy, Check PLUS is a way to spot yourself a pre-approved, short-term loan the moment you need it. Check PLUS is a revolving line of credit attached to your Luzerne Bank checking account – accessible at any time.

Use Check PLUS as overdraft protection. Save money by setting up a line of credit to avoid overdraft fees. Funds provided through your line of credit are automatically deposited into your Luzerne Bank checking account in $100 increments. Once we approve a line of credit for you, the funds are accesible directly at a teller line, by writing a check, or simply using your Luzerne Bank Check Card.