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Investment Accounts

33-Month Jump-up Certificate of Deposit

The Luzerne Bank 33-month Jump-up CD is the perfect investment if you are looking for the security of a fixed rate and the flexibility of “jumping” the rate if rates increase. One time during the 33-month term you can jump your CD rate to the current rate on our 33-month Certificate of Deposit.

Insured Money Market Account (IMMA)

With the Insured Money Market Account, as long as you maintain a $2,000 balance there will be no minimum balance fee. A minimum balance fee is incurred only when the account falls below the required $2,000 minimum balance.