Home Equity Lines of Credit & Loans

YOU’VE WORKED HARD FOR YOUR HOME. NOW LET YOUR HOME WORK HARD FOR YOU.

Luzerne Bank’s home equity loans and lines of credit can help you make the most of your home’s increasing value by taking advantage of the equity that has been building in your home since you purchased it.  Ask us how we can convert your equity into a loan or line of credit to help you consolidate debt, make home improvements, acquire a vehicle or satisfy a variety of other financing needs.

·                     Flexible terms

·                     Competitive interest rates

·                     Conveniently draw on the line of credit anytime by writing a check

·                     Control how you make loan payments – pay in full or by monthly installments

·                     Borrow a fixed amount with a set monthly payment with a home equity loan

·                     Interest may be tax deductible – a big advantage over other forms of debt!*

We’ll work with you to help decide which type of loan best suits your needs.  It’s that easy.  Home equity loans and lines of credit from Luzerne Bank are smart money-management tools.  Put your home equity to work. 

*Consult your tax advisor regarding the deductibility of interest.

For more information call a Branch Manager at one of our convenient locations.