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Did You Opt-In?

Most likely you have the peace of mind that comes from your Overdraft Privilege Program protecting you from bounced checks and other turned down transactions.

Under a recent federal rule, and after August 15, 2010,  it will be necessary for the bank to discontinue covering certain check card (debit card) transactions under your Overdraft Privilege unless you inform us to continue covering these check card transactions.

If you haven’t responded to the recent mailing or don’t recall receiving mail from us regarding the Overdraft Privilege Opt-In, please call or stop by any branch office, or e-mail us at to let us know if you would like to continue Overdraft Privilege coverage of check card transactions.

This form below can be used to indicate your intention to Opt-In or Opt-Out. Please print the form to drop off or mail to the bank.

Overdraft Privilege Opt-In Form.pdf