Shareholder & Investor Relations

Luzerne Bank is a wholly owned subsidiary of Luzerne National Bank Corporation. The stock of Luzerne National Bank Corporation carries the symbol “LUZR” and trades over the OTCBB exchange. A link to the OCBB exchange follows:

http://www.otcbb.com/

Annual Reports

Luzerne National Bank Corporation’s 2009 Annual Report.

Luzerne National Bank Corporation’s 2008 Annual Report.