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Shareholder & Investor Relations

Luzerne Bank is a wholly owned subsidiary of Luzerne National Bank Corporation. The stock of Luzerne National Bank Corporation carries the symbol “LUZR” and trades over the OTCBB exchange. A link to the OTCBB exchange follows:

http://www.otcbb.com/

Annual Reports

Luzerne National Bank Corporation’s 2010 Annual Report.
Luzerne National Bank Corporation’s 2009 Annual Report.

Luzerne National Bank Corporation’s 2008 Annual Report.

Term	Rate	APY
3 months	0.10%	0.10%
6 months	0.15%	0.15%
9 months	0.20%	0.20%
12 months	0.35%	0.35%
15 months	0.40%	0.40%
18 months	0.45%	0.45%
24 months	0.55%	0.55%
36 months	0.90%	0.90%
48 months	1.15%	1.15%
60 months	1.29%	1.30%

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