Rates
Certificates of Deposit |
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| Term | Interest Rate |
APY * | Minimum Deposit | Interest Credited |
| 3 Months | 0.10% | 0.10% | $1,000.00 | At Maturity |
| 6 Months | 0.15% | 0.15% | $1,000.00 | At Maturity |
| 9 Months | 0.20% | 0.20% | $1,000.00 | At Maturity |
| 12 Months | 0.35% | 0.35% | $1,000.00 | Quarterly |
| 15 Months | 0.40% | 0.40% | $1,000.00 | Quarterly |
| 18 Months | 0.45% | 0.45% | $1,000.00 | Quarterly |
| 24 Months** | 0.55% | 0.55% | $1,000.00 | Quarterly |
| 36 Months** | 0.90% | 0.90% | $1,000.00 | Quarterly |
| 48 Months** | 1.15% | 1.15% | $1,000.00 | Quarterly |
| 60 Months** | 1.29% | 1.30% | $1,000.00 | Quarterly |
| * Minimum Balance to obtain APY is $1,000.00 ** Includes a one-time interest rate step-up feature | ||||
Individual Retirement Account CD’s |
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| Term | Interest Rate |
APY * | Minimum Deposit | Interest Credited |
| 3 Months | 0.10% | 0.10% | $1,000.00 | Monthly |
| 6 Months | 0.15% | 0.15% | $1,000.00 | Monthly |
| 9 Months | 0.20% | 0.20% | $1,000.00 | Monthly |
| 12 Months | 0.35% | 0.35% | $1,000.00 | Monthly |
| 15 Months | 0.40% | 0.40% | $1,000.00 | Monthly |
| 18 Months | 0.45% | 0.45% | $1,000.00 | Monthly |
| 24 Months** | 0.65% | 0.65% | $1,000.00 | Monthly |
| 36 Months** | 1.09% | 1.10% | $1,000.00 | Monthly |
| 48 Months** | 1.24% | 1.25% | $1,000.00 | Monthly |
| 60 Months** | 1.39% | 1.40% | $1,000.00 | Monthly |
| * Minimum Balance to obtain APY is $1,000.00 ** Includes a one-time interest rate step-up feature | ||||
Deposit Accounts |
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| Product | Interest Rate |
APY * | Interest Credited |
| Statement Savings | |||
| $0.00 to $999.99 | 0.05% | 0.05% | Monthly |
| $1000.00 to $49,999.99 | 0.15% | 0.15% | Monthly |
| $50,000.00 and over | 0.20% | 0.20% | Monthly |
| Club Accounts | 0.05% | 0.05% | At Maturity |
| Good Neighbor | 0.05% | 0.05% | Monthly |
| Good Neighbor Special | 0.05% | 0.05% | Monthly |
| IRA “Growth” CD | 0.10% | 0.10% | Quarterly |
| Super Now | 0.05% | 0.05% | Monthly |
| Money Market Account | 0.10% | 0.10% | Monthly |
| Centennial Diamond Club Money Market | 0.25% | 0.25% | Monthly |
| Tiered Money Market | |||
| $0.00 to $9,999.99 | 0.10% | 0.10% | Monthly |
| 10,000.00 to $49,999.99 | 0.10% | 0.10% | Monthly |
| $50,000.00 to $99,999.99 | 0.20% | 0.20% | Monthly |
| $100,000.00 to $999,999.99 | 0.20% | 0.20% | Monthly |
| $1,000,000.00 and over | 0.25% | 0.25% | Monthly |
| For current loan interest rates please contact one of our branch locations or call our loan department at (570) 288-5483. |
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| Rates are accurate as of 1/31/2012. The deposit account rates may change after the account is opened. Fees could reduce the earnings. A penalty may be imposed for early withdrawal of a certificate of deposit. | |||
| *APY is Annual Percentage Yield. | |||
| Luzerne Bank is not responsible for any typographical errors. | |||
