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Rates

Certificates of Deposit
Term Interest
Rate		 APY * Minimum Deposit Interest
Credited

3 Months 0.35% 0.35% $1,000.00 At Maturity
6 Months 0.65% 0.65% $1,000.00 At Maturity
9 Months 0.80% 0.80% $1,000.00 At Maturity
12 Months 1.00% 1.00% $1,000.00 Quarterly
15 Months 1.10% 1.10% $1,000.00 Quarterly
18 Months 1.24% 1.25% $1,000.00 Quarterly
24 Months** 1.49% 1.50% $1,000.00 Quarterly
36 Months** 1.94% 1.95% $1,000.00 Quarterly
48 Months** 2.18% 2.20% $1,000.00 Quarterly
60 Months** 2.43% 2.45% $1,000.00 Quarterly
         
* Minimum Balance to obtain APY is $1,000.00 ** Includes a one-time interest rate step-up feature
 

Individual Retirement Account CD’s
Term Interest
Rate		 APY * Minimum Deposit Interest
Credited

3 Months 0.35% 0.35% $1,000.00 Monthly
6 Months 0.65% 0.65% $1,000.00 Monthly
9 Months 0.80% 0.80% $1,000.00 Monthly
12 Months 1.00% 1.00% $1,000.00 Monthly
15 Months 1.09% 1.10% $1,000.00 Monthly
18 Months 1.24% 1.25% $1,000.00 Monthly
24 Months** 1.59% 1.60% $1,000.00 Monthly
36 Months** 2.03% 2.05% $1,000.00 Monthly
48 Months** 2.28% 2.30% $1,000.00 Monthly
60 Months** 2.52% 2.55% $1,000.00 Monthly
         
* Minimum Balance to obtain APY is $1,000.00 ** Includes a one-time interest rate step-up feature
         

 

Deposit Accounts
Product Interest
Rate		 APY * Interest
Credited

Statement Savings      
$0.00 to $999.99 0.10% 0.10% Monthly
$1000.00 to $49,999.99 0.20% 0.20% Monthly
$50,000.00 and over 0.45% 0.45% Monthly

Club Accounts 0.25% 0.25% At Maturity
Good Neighbor 0.10% 0.10% Monthly
Good Neighbor Special 0.10% 0.10% Monthly
IRA “Growth” CD 0.45% 0.45% Quarterly
Super Now 0.10% 0.10% Monthly

Money Market Account 0.10% 0.10% Monthly
Centennial Diamond Club Money Market 0.60% 0.60% Monthly
       
Tiered Money Market      
$0.00 to $9,999.99 0.10% 0.10% Monthly
10,000.00 to $49,999.99 0.20% 0.20% Monthly
$50,000.00 to $99,999.99 0.40% 0.40% Monthly
$100,000.00 to $999,999.99 0.60% 0.60% Monthly
$1,000,000.00 and over 0.60% 0.60% Monthly
       

       
For current loan interest rates please
contact one of our branch locations or
call our loan department at (570) 288-5483.
       

       
Rates are accurate as of 06/15/2010. The deposit account rates may change after the account is opened. Fees could reduce the earnings. A penalty may be imposed for early withdrawal of a certificate of deposit.
*APY is Annual Percentage Yield.
Luzerne Bank is not responsible for any typographical errors.